:root{
  --navy:#18344d;
  --navy2:#253f58;
  --gold:#b58a2a;
  --gold2:#d6bd72;
  --cream:#f5f1e8;
  --paper:rgba(255,255,255,.88);
  --text:#20384e;
  --muted:#697784;
  --shadow:0 22px 70px rgba(24,52,77,.16);
}

*{box-sizing:border-box}

html{
  scroll-behavior:smooth;
}

body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--text);
  background:
    linear-gradient(120deg, rgba(245,241,232,.94), rgba(255,255,255,.82)),
    url("tlo2.jpg");
  background-size:cover;
  background-position:center;
  background-attachment:fixed;
  overflow-x:hidden;
}

.lang-switch{
  position:fixed;
  top:18px;
  right:18px;
  z-index:50;
  display:flex;
  gap:6px;
  padding:6px;
  border-radius:999px;
  background:rgba(255,255,255,.9);
  border:1px solid rgba(181,138,42,.25);
  box-shadow:0 10px 28px rgba(0,0,0,.12);
  backdrop-filter:blur(10px);
}

.lang-switch a{
  min-width:42px;
  height:34px;
  padding:0 12px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border-radius:999px;
  text-decoration:none;
  font-weight:800;
  color:var(--navy);
}

.lang-switch a.active,
.lang-switch a:hover{
  background:var(--navy);
  color:#fff;
}

.page{
  min-height:100svh;
  display:flex;
  align-items:center;
  padding:76px 22px;
  position:relative;
}

.content{
  width:min(1120px, 100%);
  margin:0 auto;
  padding:clamp(26px, 5vw, 58px);
  border-radius:clamp(24px, 4vw, 44px);
  background:var(--paper);
  border:1px solid rgba(255,255,255,.82);
  box-shadow:var(--shadow);
  backdrop-filter:blur(8px);
}

.hero-grid{
  min-height:560px;
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:30px;
  align-items:center;
}

.eyebrow{
  margin:0 0 14px;
  color:var(--gold);
  font-weight:900;
  letter-spacing:.14em;
  text-transform:uppercase;
}

h1,h2,h3,p{
  margin-top:0;
}

h1{
  margin-bottom:22px;
  font-size:clamp(48px, 9vw, 110px);
  line-height:.92;
  letter-spacing:-.07em;
  color:var(--navy);
}

h2{
  margin-bottom:28px;
  font-size:clamp(36px, 6vw, 78px);
  line-height:1;
  letter-spacing:-.055em;
  color:var(--navy);
}

h3{
  font-size:clamp(22px, 3vw, 32px);
  line-height:1.1;
  color:var(--navy);
}

.lead{
  max-width:680px;
  font-size:clamp(21px, 3vw, 34px);
  line-height:1.35;
  color:var(--muted);
}

.cake-card{
  justify-self:center;
  width:min(350px, 70vw);
  aspect-ratio:1;
  display:grid;
  place-items:center;
  position:relative;
  border-radius:50%;
  background:radial-gradient(circle, #fff 0%, #f1e6c6 70%);
  border:2px solid rgba(181,138,42,.28);
  box-shadow:inset 0 0 50px rgba(181,138,42,.18), 0 22px 50px rgba(24,52,77,.12);
}

.cake{
  font-size:clamp(92px, 14vw, 160px);
  filter:drop-shadow(0 15px 18px rgba(0,0,0,.12));
}

.cherry{
  position:absolute;
  top:18%;
  right:28%;
  width:28px;
  height:28px;
  border-radius:50%;
  color:#b31e2d;
  font-size:50px;
  line-height:0;
}

.two-cards{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:22px;
}

.info-card{
  min-height:310px;
  padding:clamp(24px, 4vw, 42px);
  border-radius:32px;
  background:linear-gradient(145deg,#ffffff,#f7f1df);
  border:1px solid rgba(181,138,42,.20);
}

.info-card .icon{
  width:82px;
  height:82px;
  margin-bottom:24px;
  display:grid;
  place-items:center;
  border-radius:24px;
  background:var(--navy);
  font-size:42px;
}

.info-card p{
  font-size:clamp(18px, 2.2vw, 24px);
  line-height:1.45;
  color:var(--muted);
}

.rates-layout{
  display:grid;
  grid-template-columns:1.25fr 1fr 1fr;
  gap:18px;
}

.rate-box{
  padding:clamp(22px, 4vw, 38px);
  border-radius:30px;
  background:#fff;
  border:1px solid rgba(181,138,42,.18);
  box-shadow:0 12px 35px rgba(24,52,77,.07);
}

.rate-box span,
.big-number span{
  display:block;
  color:var(--muted);
  font-weight:800;
  font-size:clamp(17px, 2vw, 22px);
}

.rate-box strong{
  display:block;
  margin:8px 0;
  font-size:clamp(52px, 9vw, 92px);
  line-height:.95;
  color:var(--navy);
}

.rate-box small{
  color:var(--gold);
  font-size:clamp(20px, 3vw, 34px);
  font-weight:900;
}

.main-rate{
  background:linear-gradient(150deg,var(--navy),var(--navy2));
}

.main-rate span,
.main-rate strong{
  color:white;
}

.main-rate small{
  color:var(--gold2);
}

.note{
  margin:28px 0 0;
  max-width:780px;
  padding:22px 26px;
  border-left:6px solid var(--gold);
  border-radius:20px;
  background:rgba(255,255,255,.72);
  font-size:clamp(19px, 2.4vw, 28px);
  line-height:1.35;
  color:var(--navy);
  font-weight:700;
}

.flow{
  display:grid;
  grid-template-columns:1fr auto 1fr auto 1fr;
  gap:18px;
  align-items:center;
}

.flow-item{
  min-height:220px;
  padding:28px;
  border-radius:30px;
  background:#fff;
  border:1px solid rgba(181,138,42,.18);
}

.flow-item span{
  width:48px;
  height:48px;
  margin-bottom:18px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:var(--gold);
  color:white;
  font-weight:900;
}

.flow-item p{
  margin:0;
  font-size:clamp(18px, 2.2vw, 25px);
  line-height:1.35;
  font-weight:800;
}

.arrow{
  color:var(--gold);
  font-size:42px;
  font-weight:900;
}

.big-number{
  margin-top:26px;
  padding:28px;
  display:flex;
  align-items:center;
  gap:22px;
  border-radius:30px;
  background:linear-gradient(145deg,#fff7df,#f0dfae);
  border:1px solid rgba(181,138,42,.28);
}

.big-number strong{
  color:var(--navy);
  font-size:clamp(54px, 8vw, 92px);
  line-height:.9;
}

.summary-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:16px;
}

.summary-item{
  padding:24px;
  border-radius:24px;
  background:#fff;
  border:1px solid rgba(181,138,42,.18);
  font-size:clamp(20px, 2.5vw, 30px);
  font-weight:900;
}

.calculator-link{
  margin-top:28px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:16px 28px;
  border-radius:999px;
  background:var(--navy);
  color:#fff;
  text-decoration:none;
  font-weight:900;
  font-size:18px;
  box-shadow:0 12px 30px rgba(24,52,77,.18);
}

.calculator-link:hover{
  background:var(--gold);
}

@media(max-width:760px){
  body{
    background-attachment:scroll;
    background-position:center top;
  }

  .lang-switch{
    top:10px;
    right:10px;
  }

  .page{
    min-height:auto;
    padding:54px 12px 34px;
  }

  .content{
    padding:24px 18px;
    border-radius:24px;
  }

  .hero-grid,
  .two-cards,
  .rates-layout,
  .flow,
  .summary-grid{
    grid-template-columns:1fr;
  }

  .hero-grid{
    min-height:auto;
  }

  .cake-card{
    width:min(250px, 76vw);
    margin-top:10px;
  }

  h1{
    font-size:clamp(44px, 16vw, 68px);
  }

  h2{
    font-size:clamp(34px, 13vw, 54px);
  }

  .lead{
    font-size:20px;
  }

  .info-card{
    min-height:auto;
  }

  .arrow{
    transform:rotate(90deg);
    justify-self:center;
    line-height:1;
  }

  .flow-item{
    min-height:auto;
  }

  .big-number{
    display:block;
  }

  .big-number span{
    margin-top:10px;
  }
}

@media print{
  .lang-switch{display:none}
  .page{
    min-height:100vh;
    break-after:page;
  }
}